Blogs

There has been a lot of discussion as to what will happen once the 2.3 million households currently in forbearance no longer have the protection of the program. Some assume there could potentially be millions of foreclosures ready to hit the market. However, there are four reasons that won’t happen.

1. Almost 50% Leave Forbearance Already Caught Up on Payments

According to the Mortgage Bankers Association (MBA), data through March 28 show that 48.9% of homeowners who have already left …

We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of these remarkably low rates over the last twelve months. However, there’s no guarantee rates will remain this low much longer.

Whenever we try to forecast mortgage rates, we should consider the advice of Mark Fleming, Chief Economist at First American:

“You

Millions of homeowners opted into mortgage forbearance under the Coronavirus Aid, Relief, and Economic Security (CARES) Act when the pandemic sideswiped the country. The first round of forbearance plans is about to expire in March.

With no additional forbearance extension on the horizon for those who have exhausted both the initial 180-day forbearance period and the 180-day extension, some homeowners might be wondering what’s next, especially if they’re still facing hardship.

If you either can’t afford your mortgage or can’t …

***ALL RIGHTS TO THIS STORY BELONG TO PENSACOLA NEWS JOURNAL***

A Pace man allegedly defrauded a businessman by offering to sell and collecting the money for a property valued at $540,000 near Perdido Key that he did not own.

Mark Puno, 39, was arrested Tuesday, charged with fraud and booked into the Escambia County Jail with a $600,000 bond.

According to his arrest report, a businessman contacted the Escambia County Sheriff’s Office on Nov. 6 to explain how Puno had …

 Another 1.2 lbs today. I could get used to this

Still consuming more carrots than bugs bunny so heres to hoping I do not turn orange 🙂

I do have to say I was kinda hungry today, but everyone kept telling me that would be the case sooo…..

THE SHAMROCK SMOOTHIE WAS GOOD. Here the recipie

INGREDIENTS:

1/2 banana

1/2 cucumber

6 romaine leaves

1/2 avacado

Lemon Juice

2-4 oz coconut water

ice (optional)

DIRECTIONS:

Wash cucumber and romaine well…

 1.2 lbs down in day one. Well that’s exciting

I am sure that will not remain .

I did enjoy the Roasted Squash recipe a ton yesterday. Coming from my carnivorous habits I did think I would enjoy it but REALLY did.

INGREDIENTS:

1 medium acorn squash

3/4 tsp sea salt

1/2 tsp black pepper

6 tbsp olive oil

2 garlic cloves

1 large portabella mushroom chopped

1 small onion chopped

2 tsp fresh sage finely chopped

Pinch (I used …

Well today I started this juice journey with Joe Cross 15 day juice detox. Here is the scale on day 1.

My wife looked at me funny as I am the biggest steak and potatoes guy around and now I am doing nothing but fruits and veggies. AND JUICING THEM AT THAT.

I have been over 300 before but I refuse to get back there even with COVID still in play.

I was surprised to taste some of the juices …

I’m about 100% sure I can guess what word you chose.

Was it “dream”?

Good chance it was. We all know this line from Martin Luther King, Jr.’s famous speech. So when we hear those first three words, it sort of naturally comes to mind.

But what many people aren’t aware of is how much he affected the lives of real estate agents, buyers, and sellers.

It was his death that gave Congress the last push needed to pass the …